Loan Rates Savings Rates Certificate Rates Fee Schedule
Effective as of: March 1, 2022
| Regular and IRA Certificate Accounts | |||
| All rates quoted as Annual Percentage Yield (APY) | |||
| The Dividend Rate and corresponding Annual Percentage Yield (APY) on our Regular Certificates and Individual Retirement (IRA) certificates are reflected in the chart below. The early withdrawal penalty is two (2) to twenty-four (24) months dividends, at the certificate rate, earned or not. The Dividend Rate and APY were accurate as of the date indicated above and are subject to change without notice. | |||
| Minimum Balance | Dividend Frequency | Dividend Rate | APY |
| 1 Year | |||
| $1,000-$49,999 | Monthly | 0.40% | 0.40% |
| $50,000-$100,000 | Monthly | 0.50% | 0.50% |
| 2 Year | |||
| $1,000-$49,999 | Monthly | 0.55% | 0.55% |
| $50,000-$100,000 | Monthly | 0.60% | 0.60% |
| 3 Year | |||
| $1,000-$49,999 | Monthly | 0.75% | 0.75% |
| $50,000-$100,000 | Monthly | 0.85% | 0.85% |
| 4 Year | |||
| $1,000-$49,999 | Monthly | 0.95 | 0.95% |
| $50,000-$100,000 | Monthly | 1.05% | 1.05% |
| 5 Year | |||
| $1,000-$49,999 | Monthly | 1.15% | 1.15% |
| $50,000-$100,000 | Monthly | 1.25% | 1.25% |