Rates

Effective January 1, 2019 the par value of each share will be $25.00.  Accounts opened prior to January 1, 2019 will be grandfathered at the par value of $5.00.


Loan Rates Savings Rates Certificate Rates Fee Schedule

Effective as of: 06/01/2016
Regular and IRA Certificate Accounts
All rates quoted as Annual Percentage Yield (APY)
The Dividend Rate and corresponding Annual Percentage Yield (APY) on our Regular Certificates and Individual Retirement (IRA) certificates are reflected in the chart below. The early withdrawal penalty is two (2) to twenty-four (24) months dividends, at the certificate rate, earned or not. The Dividend Rate and APY were accurate as of the date indicated above and are subject to change without notice.
Minimum BalanceDividend FrequencyDividend RateAPY
1 Year
$1,000-$49,999Monthly0.40%0.40%
$50,000-$100,000Monthly0.50%0.50%
2 Year
$1,000-$49,999Monthly0.55%0.55%
$50,000-$100,000Monthly0.60%0.60%
3 Year
$1,000-$49,999Monthly0.75%0.75%
$50,000-$100,000Monthly0.85%0.85%
4 Year
$1,000-$49,999Monthly0.950.95%
$50,000-$100,000Monthly1.05%1.05%
5 Year
$1,000-$49,999Monthly1.15%1.15%
$50,000-$100,000Monthly1.25%1.25%
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