Become A Member

Board Elections 2018

An election will be held during the Annual Meeting at 1pm on February 27, 2018 at the Miami Police College Room 331/332 for two (2) positions on the Board of Directors. A Nominating Committee has been appointed and will be accepting nominations. If a member wishes to run for an elected position, they must do the following:

Obtain a petition from the Nominating Committee and obtain signatures from 1% of the members eligible to vote at the Annual Meeting with a minimum of 20 and a maximum of 500.

The petition must be returned to the Nominating Committee by January 19, 2018. Along with each position, the member must include a written statement of qualifications and biographical data.

To be effective, petitions shall be accompanied by a signed certificate from the nominee stating they are agreeable to nomination and will serve if elected. All nominations will be posted in the credit union January 24, 2018 for member review.

The election will not be conducted by ballot and there will be no nominations from the floor when the number of nominees equals the number of positions to be filled. In the case of a balloted vote, you must attend the meeting in order to vote.

Should you have any questions or need further information, feel free to contact the Nominating Committee at PO Box 352077, Miami, FL 33135.

Jorge Martin, Vice Chairman

Chiquita F. Thomas, Incumbent
Credit Union Experience:
Secretary of the Executive Board
Served as Member of the Supervisory Committee
Former Assistant Head Teller at Miami Police Federal Credit Union

Relevant Experience
Commander of Coconut Grove NET
Senior Executive Assistant to the Miami Chief of Police
19 years with Miami Police Department
Served on the following teams: Problem Solving, Neighborhood Resource Officer, Investigations and the Training Unit
Member of the Coconut Grove Negro’s Woman’s Club
Member of the Miami Bahamas Goombay Festival in Coconut Grove Incorporated
Unsung Shero by Miami SOL and the Helen Bentley Family Health Center Inc. of Coconut Grove
Recipient of the Law Enforcement Officer of the Year

BA Criminal Justice
Master’s Degree in Organizational Leadership
Graduate of the Southern Police Institute, Commander Officer Development Course #73
Instructor Certifications in Investigative Interviews, Instructor Techniques Workshop, National Self-Defense Institute, Criminal Law, Terrorism Awareness, Case Preparation and Court Presentation, Firearms, Glock Armorer, Defensive Tactics and Driving.
30 year Martial Arts Experience. 4 time Florida Black Belt Association Champion and 2 time Florida National Champion
Trained in hand-to-hand combat

Galvanizing people to achieve a common goal
Reach and attract Millennials to help them understand the benefits of being a member of the credit union

Hector Mirabile, Incumbent
Credit Union Experience:
Currently Chair person of the Board of Directors since 2007
Treasurer of the Board from 1993 – present
Secretary for one year
Chairperson of the Investment Committee
Chairperson of the Supervisory Committee
Board of Directors approximately 11 years
Successfully completed the Volunteer Achievement Program

Relevant Experience Adjunct Professor for three universities teaching Business, Business Statistics, Operations Management, and Strategic Management.
City Manager for the City of South Miami.
Director of Employee Relations for the City of Miami.
Major of Police City of Miami in charge of Business Management and Investigations Section.
Treasurer of the Hispanic Officer Association (past Board member)
President of the Florida Chapter of the Hispanic American Police Command Officers Association (past Treasurer)
Attended numerous credit union conferences, seminars and planning sessions
Past Board member of the Florida National Guard Officers Association

A.A. in Accounting, Miami Dade Community College
B.A. in Accounting, Biscayne College
Masters in Business Administration, Barry University
Masters in Strategic Studies, U.S Army War College
Completion of the U.S Army War College, DDE Program
Ph. D., Capella University

Provide premiere financial services to the members of the credit union while ensuring integrity and compliance with regulations
Ensuring the maximizing of our stakeholders’ wealth by providing high dividends, dividend rebates and low interest loan rates
Provide members a full spectrum of Internet based banking services
Ensure the security of all Credit Union assets

According to NBC News, last year a record 15.4 million Americans experienced financial fraud with stolen account information. That figure is up 16 percent from 2015. With the rise in identity theft and the recent Equifax data breach, it is important that you do everything possible to safeguard your important information.

Check out these links for tips on how to protect yourself.


What happened?
Equifax revealed on September 7 that hackers were able to exploit a vulnerability in the company’s website in order to access personal information, including names, credit card numbers, Social Security numbers, address histories, birth dates and driver's license numbers for as many as 143 million Americans.

The breach took place from approximately mid-May through the end of July.

Equifax has established a website where consumers can check to see if their personal information was potentially compromised as a result of this breach.
Click here or call (866) 477-7559 for more information.

What do I need to do?
As a consumer, be diligent about checking and monitoring your credit reports. Every American can pull a free credit report once a year from all three credit bureaus by visiting Experts recommend pulling your credit report from one bureau every 4 months in order to get a regular check on what is being reported and potentially spot any errors.

Exercise caution when clicking on links and/or downloading attachments from suspicious emails that claim to be updates from Equifax or connected to the breach.

Change your passwords, especially if you use similar passwords or security questions on multiple accounts.

Enable two-factor authentication, which will help keep hackers from accessing your accounts by sending a text message or call to you with a code to verify.

Review and monitor your credit card accounts and bank accounts, as well as hotel and airline loyalty programs for any suspicious activity.

In extreme cases, for consumers who have repeatedly fallen victim to identity theft, they can request a change to their Social Security number. The strongest possible option is to place a credit freeze on credit files with the three credit bureaus (Equifax, Experian and TransUnion). However, this will lock down a consumer’s information, making it completely impossible to open new accounts and bank cards in their name.


On June 2, 2017 United Police Federal Credit Union was notified of a potential compromise to our Visa debit cards. The entity, Kmart (Sears Holding Company) has disclosed the incident on their website.

UPFCU immediately stepped into action and has notified those members who cards may have been affected. As always, if you notice something suspicious about your account, please notify us immediately.

We sincerely apologize for any inconvenience this may have caused our membership. Rest assured we are looking for a viable solution to safe guard our member’s assets as well as your credit union and at the same time minimize the time frame for card reissues.

Management Team

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